Originate & Underwrite
Applications
Having trouble with your password? View Help.
Desktop App
Use this link to access the desktop version of the property inspection application.
Origination and Underwriting System
Document Management System
Insurance Compliance Tool
Seller/Servicer Guide
Resources
-
Archived
- .html SBL Archived Documents 05/18/2022
-
Checklists / Guide Exhibits
- .pdf Exhibit 11 - Radon Testing and Mitigation Standards
- .pdf 501(c)(3) Compliance Checklist Mortgage Purchase Eligibility - TAH
-
.pdf
501(c)(3) Due Diligence Checklist - TAH
05/15/2022
Use when funding for the transaction is from tax-exempt bonds whose exemption is based on the status of the borrower under 501(c)(3) of the Internal Revenue Code.
-
.pdf
Exhibit 1.1 Conventional UW Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.25 TAH - Prescreen Package Checklist
Updated 4/13/23. Prescreen Package for Cash Mortgages and Bond Credit Enhancement Mortgages
-
.pdf
Exhibit 1.26 TAH - Cash Mortgage Full UW & Early Rate-Lock Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.29 TAH - Bond CE Mortgage - Full UW Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.30 TAH - Cash Forward Commitment - Full UW Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.31 TAH - Cash Conversion UW Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.32 TAH - Bond CE Forward Commitment - UW Checklist
Updated 8/17/23
-
.pdf
Exhibit 1.33 TAH - Bond CE Conversion UW Checklist
Updated 8/17/23
- .pdf Exhibit 2 Origination Guidelines for TAH Mortgages
-
.xls
Interactive Conventional and TAH Cash UW Checklist
Updated 4/13/23
-
.xls
SBL UW Checklist
Updated 8/17/23
-
Contacts
- .pdf Underwriting Contact List - SBL 09/05/2023
- .pdf Production Contact List - SBL 09/05/2023
- .pdf Inspection Contact List - SBL 06/30/2021
- .pdf Freddie Mac SBL Regional Map 02/21/2020
- .pdf Single Counsel Contact List - SBL 01/07/2020
-
LIHTC Equity
-
.doc
Construction Consultant LIHTC Equity - Minimum Qualifications
10/19/2022
targeted affordable housing, LIHTC, LIHTC equity
-
.xls
Due Diligence Checklist
10/25/2022
LIHTC Equity, Targeted Affordable Housing
-
.xls
Equivalent Experience Expertise Certification
10/18/2022
LIHTC Equity, Targeted Affordable Housing
-
.xls
Screening Form
11/17/2022
LIHTC Equity, Targeted Affordable Housing
-
.doc
Site Visit Guidelines
09/26/2022
LIHTC Equity, Targeted Affordable Housing
-
.xls
UGEM Summary
09/26/2022
LIHTC Equity, Targeted Affordable Housing
-
.doc
Construction Consultant LIHTC Equity - Minimum Qualifications
10/19/2022
-
Loan Sizing Resources
-
.xls
Income and Expense Comparables - SBL (Excel 2013 and earlier)
09/01/2023
-
.xls
Income and Expense Comparables - SBL (Excel 2016)
09/01/2023
-
.xls
Market Tiering for SBL
12/02/2021
- .doc Portfolio Narrative Form - SBL 10/23/2020
- .xls Portfolio Rollup Template - SBL 01/28/2021
-
.pdf
Economic Underwritten Vacancy Guidance in Identified Submarkets - SBL
08/14/2018
- .pdf Extended Delivery Path - SBL 08/07/2017
- .xls Tenant Improvements/Leasing Commissions (TI/LC) Calculator - SBL 11/30/2015
-
.xls
Income and Expense Comparables - SBL (Excel 2013 and earlier)
09/01/2023
-
Loan, Locks & Products
- .pdf Index Lock Frequently Asked Questions 02/14/2022
- .pdf Index Lock Overview 02/14/2022
- .doc Breakage Fee Provisions 10/11/2021
- .pdf SPE and Report Streamlining for Loans $20MM and Under 06/25/2020
- .pdf Moderate Rehab Best Practices: Appraisals 03/13/2019
- .pdf Moderate Rehab Best Practices: Conversion 03/13/2019
- .pdf Moderate Rehab Best Practices: Property Condition Due Diligence 03/13/2019
- .pdf Moderate Rehab Best Practices: Seller Sizing and Submission 03/13/2019
- .pdf Moderate Rehab Best Practices: Servicing, Renovation Monitoring and Draws 03/13/2019
- .pdf Mod Rehab vs Value-Add Chart 04/17/2017
- .pdf Origination Guidelines for TAH 09/01/2016
- .pdf Interest Rate Cap Options for Floating-Rate Cash Loans 02/19/2016
- .pdf Supplemental Loans: Top 10 Tips 02/09/2016
-
.pdf
Defeasance: An Attractive Alternative to Yield Maintenance
05/20/2015
- .pdf Comparison of Fixed-Rate Note (Defeasance) to Floating-Rate Note 05/08/2014
- .pdf Comparing our Securitization and Portfolio Executions - TAH 03/19/2014
-
.pdf
Loan Agreement - Benefits for Borrowers - At-A-Glance
05/31/2013
-
Narrative
- .doc Underwriting Boilerplate 08/23/2023
-
.doc
Mortgage Transaction Narrative Boilerplate - SBL
06/16/2023
This document serves as an SBL boilerplate and offers best practices for completing the MTNA. You can use the language in the document as the basis for your narrative.
- .doc Seniors Housing Narrative for Quote 01/30/2015
-
Numbered Guide Forms
- .pdf Form 1115: Borrower Certificate 08/17/2023
- .pdf Form 1115SBL: Borrower Certificate – SBL 08/17/2023
-
.html
Form 16M: Multifamily Annual Certification Report
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
-
.html
Form 17M: Multifamily Annual Certification Report - Structured Transaction & Tax-Exempt Bond Seller/Servicers
05/13/2022
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
- .pdf Form 104: Loan and Real Estate Owned (REO) Expenses and Income
- .pdf Form 483M: Wire Transfer Authorization 09/14/2023
- .pdf Form 921: Letter of Credit - SBL Certification
- .pdf Form 981M: Transfer of Servicing Agreement
- .pdf Form 987M: Wire Transfer Authorization - Cash Warehouse Delivery
- .pdf Form 988M: Multifamily Certificate of Authorized Representative
- .pdf Form 989M: Multifamily Certificate of Corporate Secretary
- .pdf Form 990M: Certificate of Limited Liability Company Secretary/Authorized Representative
- .pdf Form 996M: Warehouse Lender Release of Security Interest
- .zip Form 1028: Value-Add Monitoring
- .xls Form 1056: Reserves Held in Custodial Accounts 06/15/2023
- .pdf Form 1057A: Letter Agreement for Securities Custodial Account for Tax-exempt Bond Transactions 10/20/2022
- .pdf Form 1057: Letter of Agreement for Servicer's Principal and Interest of P&I Disbursement Clearing Custodial Account 06/15/2023
- .pdf Form 1058: Letter Agreement for Servicer's Reserve Custodial Account 10/20/2022
- .pdf Form 1059: Letter of Agreement for Principal and Interest, or P&I Disbursement Clearing Custodial Account 06/15/2023
- .pdf Form 1060: Letter Agreement for Reserve Custodial Account 10/20/2022
- .pdf Form 1061: Certificate of Incumbency and Authority To Draft Against Custodial Accounts
- .pdf Form 1061A: Certificate of Incumbency and Authority To Draft Against Securities Custodial Accounts
- .pdf Form 1062: Sight Draft
- .pdf Form 1063: Notice Letter - Alternative CE Bond Billing Procedure
- .pdf Form 1065M: Report of IRS Form 1099-A and 1099-C Filings
- .pdf Form 1101: Legal Referral Form
- .zip Form 1102: Seismic Risk Assessment Summary
- .zip Form 1103: Environmental Site Assessment 09/14/2023
- .xls Form 1104: SBL Physical Risk Report 08/17/2023
- .zip Form 1105: Property Condition Assessment 12/15/2022
- .zip Form 1106: Green Report
-
.pdf
Form 1107M: Multifamily Seller/Servicer Change Notification
To view this form, download and open the form in Adobe Reader
-
.zip
Form 1108: Physical Risk Report
09/14/2023
Use this physical risk report for Conventional and Targeted Affordable Housing Loans
-
.html
Form 1110M: Multifamily Annual Certification Report - Servicer Only
05/16/2022
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
- .pdf Form 1114: Certification - Organizational Chart 06/15/2023
- .pdf Form 1115SBL: Key Borrower Principal Certificate – SBL 08/17/2023
- .pdf Form 1115: Key Borrower Principal Certificate 08/17/2023
- .xls Form 1116: Real Estate Schedule 06/15/2023
- .xls Form 1120: Student Housing Questionnaire
- .pdf Form 1125: Borrower Application for Partial Release or Easement
- .pdf Form 1126: Acknowledgement of Property Improvement Alterations
-
.html
Form 1133: Seller/Servicer Certification of Insurance Coverage
To access this form you will need a valid User ID and password for the Insurance Compliance Tool (ICT). Contact your system administrator for access to the ICT.
- .pdf Form 1140: Hazard Loss Notification and Plan 09/14/2023
- .pdf Form 1140-DR: Hazard Loss Disbursement Request 09/14/2023
- .xls Form 1143: Multifamily Principal & Interest Custodial Account Reconciliation Worksheet
- .pdf Form 1144: Verification of Collections
-
.pdf
Form 1146: System Administrator Add/Update/Remove Request
To view this form, download and open the form in Adobe Reader
- .pdf Form 1148: System User Verification and Certification
- .pdf Form 1149: System Administrator Verification and Certification
- .pdf Form 1150: Wire Transfer Authorization - Non-Warehoused Mortgage
- .zip Form 1209: Green Retrofits Certification
- .xls Form 5150 - Forward Commitment Monitoring Report
- .pdf Form 6011: Waiver of 50-page Limit for SBL Appraisal
-
Org Chart, AML, OFAC, Fraud Resources
-
.pdf
Customer Due Diligence Search Tips
07/25/2023
- .pdf Borrower Due Diligence FAQs 05/04/2023
- .pdf Borrower Due Diligence Updates - Presentation Deck 04/13/2023
-
.doc
Web Based Negative News Search Tool
03/22/2022
- .pdf Organizational Chart Guidance 11/22/2021
- .html Organizational Chart - Interactive Guidance 04/13/2023
-
.zip
Web Based Negative News Search Tool (2019)
10/16/2019
-
.pdf
Know Your Customer Webinar Deck
09/28/2018
-
.pdf
Customer Due Diligence Search Tips
07/25/2023
-
Property Condition and Environmental Site Assessments
-
.pdf
Radon Reporting - Data Elements
09/14/2023
- .pdf Multifamily Radon Policy FAQs 07/24/2023
- .xls Report Review Aid for SBL Physical Risk Reports 02/24/2023
- .xls Report Review Aid for Environmental Reports 09/26/2023
- .zip Report Review Aid for Property Condition Reports 05/13/2021
-
.xls
Equivalent Experience and Expertise Certificate
03/02/2018
Seller/Servicers may retain a consultant that does not meet the Freddie Mac Multifamily Seller/Servicer Guide requirements for experience and education without obtaining our prior approval by submitting this certificate.
- .pdf Property Condition and Environmental Reports Best Practices 09/26/2023
-
.pdf
Radon Reporting - Data Elements
09/14/2023
-
References & Tools
- .pdf SBL Refinance & Short-term Growth Analysis 07/28/2023
- .xls TAH Inspection Request Template 06/15/2023
- .pdf TAH Inspection Scheduling Process Memo 06/15/2023
-
.pdf
SBL Collections Guidance
11/01/2021
-
.doc
CARES Act Borrower Reminder Notice (Origination)
08/03/2021
-
.pdf
Cash-Out Refinance and Commercial Income Memo - SBL
02/17/2023
- .pdf SBL Holiday Calendar 01/13/2023
-
.pdf
SBL Link Loan FAQs
12/02/2022
SBL Link Loan FAQs
- .pdf SBL Inspection Scheduling Process 11/04/2022
-
.pdf
Link Eligibility Map
11/01/2022
- .pdf Tenant In Common - Borrower Minimum Requirements - SBL 10/04/2022
- .pdf IRA Ownership Structure Guidance - SBL 08/24/2022
-
.pdf
Programmatic Exception List - SBL
08/17/2023
- .pdf Freddie Mac K Series – Historical A2/A Bond Spreads 09/25/2023
- .pdf MHC Tenant Protections Update Training 04/25/2022
-
.pdf
Credit Risks & No Path Forward Aid - SBL
04/21/2022
- .pdf Age Restricted Loan Processing Guidance 03/02/2022
- .pdf Partial B2B Submission and Inspection Scheduling - SBL 01/26/2022
-
.pdf
Multifamily Market Ratings for Markets Predicted to Perform Significantly Below Average
03/16/2023
- .xls SBL Inspection Request Template 10/13/2021
- .pdf SBL PMT 8.4 Job Aid 10/07/2021
- .doc Borrower Certification of Property Condition - Weather Events 08/30/2023
- .pdf Elevated Seismic Hazard Region Map 06/10/2021
-
.pdf
OUS Data Fields Checklist - SBL
05/24/2021
- .pdf Providing a Better Loan Assumption Process for Borrowers 05/20/2021
-
.pdf
SBL Pricing Grid Explanation
03/26/2021
- .pdf Originate & Underwrite Page Best Practices 03/18/2021
- .pdf Kitchen and Tenant-Owned Appliances Requirements - SBL 02/26/2021
-
.xls
Tax Abatement Cash Flow Analysis Template - SBL
01/28/2021
-
.pdf
Tax Abatement Guidance - SBL
01/21/2021
-
.pdf
Liquidity Verification Guidance - SBL
01/14/2021
- .pdf Seniors Housing Quote Memo Guidance 12/22/2020
- .pdf Understanding Tax Abatements 11/24/2020
- .doc SBL Inspection Questionnaire 11/09/2020
- .pdf Certificate of Occupancy Guidance - SBL 11/05/2020
- .xls Rent Roll Template 10/01/2020
- .pdf PMT Job Aid Prescreen & Exception Form - SBL 08/12/2020
- .doc Optigo® Lender's Fee Certification – Conventional & Targeted Affordable 01/23/2020
-
.pdf
Third-Party Mortgage Broker/Correspondent Policies
06/15/2023
Third-Party Broker Policies
- .html Duty to Serve Mapping Tool 10/11/2019
- .xls Property Inspection and Lease Audit - Seniors Housing 05/13/2019
- .xls Property Inspection and Lease Audit 04/30/2019
- .xls Property Inspection and Lease Audit - MHC 06/29/2018
- .xls Lease Audit 05/04/2018
- .pdf SBL Litigation Analysis Guidance 05/04/2018
- .doc Public Record Search Policy Job Aid - SBL 06/30/2017
- .pdf Seismic – Determining a PGA Using the USGS Tool 12/01/2022
- .xls Property Inspection and Lease Audit - SBL 05/19/2016
- .xls Commercial Lease Analysis and Estoppel - SBL 09/25/2015
- .pdf Equity Conflicts of Interest Determination Chart 06/25/2020
- .pdf Qualifications of Seniors Housing Liability Assessment Professional 08/18/2015
-
.pdf
Moisture Management Plan Handbook
09/20/2022
Freddie Mac requirements for mold and moisture management and mitigation.
-
Requests & Approvals
- .pdf TAH Conflicts Check – Transaction Parties and Details 11/03/2022
- .xls SBL - Prescreen and Exception Request Form 04/14/2023
- .xls TAH Cash Quote Request Form 01/22/2022
- .xls TAH Bond Quote Request Form 01/21/2022
- .doc SBL - Full Package Submission Template 01/28/2021
- .pdf Exception Form Directions 06/12/2018
- .pdf Counterparty Approval Request
- .pdf Geographical Waiver Request
- .pdf Certification Regarding Payment of Fees and Expenses of Freddie Mac's Outside Legal Counsel - TAH
-
.pdf
Exception Request - TAH
-
.pdf
LIHTC Syndicator Approval Request
-
.doc
Prescreen Executive Summary -TAH
07/15/2014
-
.xls
Forward Commitment Quarterly Report - TAH
05/07/2014
-
.pdf
Construction Monitoring - TAH
05/21/2013
Tips for monitoring both new construction and substantial rehab projects that are delivered as Forward Commitments.
-
.pdf
Prior Approval: Criteria for Monitoring Construction of Forward Commitments - TAH
10/01/2009
-
2023 SBL Weekly
-
.pdf
SBL Update: September 29
09/29/2023
Income and Expense Comparables engine , Optigo Academy, I&E
-
.pdf
SBL Update: September 15
09/15/2023
Appraisal, Rent-reporting, credit building
-
.pdf
SBL Update: September 8
09/08/2023
Affordability Test, Multifamily LinkedIn
-
.pdf
SBL Update: September 1
09/01/2023
NYC Rent Stabilization, NYC Rent Guidelines, Promotions
-
.pdf
SBL Update: August 18
08/18/2023
Guide Update, Key Borrower Principal Experience , SBL Underwriting Checklist
-
.pdf
SBL Update: August 4
08/04/2023
CreditSmart, Spanish, Fraud Prevention, Multifamily Fraud webpage
-
.pdf
SBL Update: July 14
07/14/2023
Multifamily All-Star, Diverse & Emerging Sponsors, Central Region, SBL Production Team
-
.pdf
SBL Update: July 28
07/28/2023
SBL Refinance Analysis, Short-Term Value Growth
-
.pdf
SBL Update: July 7
07/07/2023
Central Region – SBL Production Team, Renter Affordability, Sponsor Speed Reads
-
.pdf
SBL Update: June 16
06/16/2023
Affordability Test, Deal Status, Juneteenth
-
.pdf
SBL Update: June 30
06/30/2023
Mortgage Transaction Narrative Boilerplate, Guide Bulletin, Workshop Presentations, SB-Deal, Cash Flow Section
-
.pdf
SBL Update: June 9
06/09/2023
Affordability Test, Application Fees, PCA (Form 1104) Additional Testing Requirements
-
.pdf
SBL Update: June 2
06/02/2023
Small Balance Loan (SBL) Credit Roundtable Q&A, Code Violation Guidance, Collections Guidance
-
.pdf
SBL Update: May 26
05/26/2023
Optigo Essentials for SBL Workshop, Short Term Value Growth, Income and Expense Analysis, Q&A
-
.pdf
SBL Update: May 19
05/19/2023
Optigo® Essentials for SBL workshop Q&A
-
.pdf
SBL Update: May 12
05/12/2023
Optigo Essentials 2023 SBL Workshop Recap
-
.pdf
SBL Update: May 5
05/05/2023
Rent Rolls, Chapter 55SBL.2
-
.pdf
SBL Update: April 28
04/28/2023
Last Chance to Register, Optigo Essentials for SBL Workshop, April 2023 Tips & Tricks
-
.pdf
SBL Update: April 21
04/21/2023
Register Now, Optigo Essentials for SBL Workshop, Multifamily All-Star, Tarrah Marbach, Programmatic Exceptions Update, April 2023 Tips & Tricks
-
.pdf
SBL Update: April 14
04/14/2023
Register Now, Optigo Essentials for SBL, New Guide Bulletin, Programmatic Exceptions Update, April 2023 Tips & Tricks
-
.pdf
SBL Update: April 7
04/07/2023
Optigo Essentials, SBL Workshop, Borrower Due Diligence Training, April 2023 Tips & Tricks
-
.pdf
SBL Update: March 31
03/31/2023
Register Now, Optigo Essentials, SBL Workshop, PMT, Pricing Grid Update, April 2023 Tips & Tricks
-
.pdf
SBL Update: March 24
03/24/2023
Registration Open, SBL Workshop, Optigo Essentials, Chicago, May 4, Replacement Reserves, SBL Loans
-
.pdf
SBL Update: March 17
03/17/2023
McClean Workshop Cancelled, Chicago Only, SBL Lenders
-
.pdf
SBL Update: February 24
02/24/2023
February Pricing Update, Guide Update, Appraisal Requirements, Revised Documentation, Underwriting Package, SBL Single Counsel, Equitable Housing Map
-
.pdf
SBL Update: February 17
02/17/2023
MBA CREF Recap, Cash-Out Refinance, Commercial Income Requirements, Presidents Day
-
.pdf
SBL Update: January 27
01/27/2023
2022 Year-End Review, Third-Party Reports, Exceptions Requests, Appraisal Review, Pipeline Management
-
.pdf
SBL Update: January 20
01/20/2023
Year End Volume, Top Lenders, Flood Insurance, NYC Property Taxes
-
.pdf
SBL Update: January 13
01/13/2023
low income, li, pipeline management tool, pmt, sbl, small balance loan
-
.pdf
SBL Update: September 29
09/29/2023
-
2022 SBL Weekly
-
.pdf
SBL Update: December 16
12/22/2022
guide updates, sbl borrower principals with control, seismic risk assessment, insurance requirements, programmatic exceptions, exception request form, link loans, minimum borrower experiences, happy holidays
-
.pdf
SBL Update: December 2
12/22/2022
sbl link loan, faqs, year-end deadlines, final delivery package
-
.pdf
SBL Update: November 18
12/22/2022
2023 lending cap, 75 billion, mission driven, site inspections, sbl link loans, expansion, virtual pop-ups, year-end deadlines, final delivery package
-
.pdf
SBL Update: November 4
11/09/2022
new inspection scheduling process, November 11, 1 week lead time, in-person inspections, sbl link loans, sbl term sheet, link eligibility map, programmatic exception list, prescreen & exception request form, link loan parameters, optigo academy, pop-ups
-
.pdf
SBL Update: October 28
11/09/2022
sbl link loan expansion training, November 1, Jessica Gonzalez, steve malloy, pop-ups, link loans, year-end, deadlines, year end, December 1, rate ock, final delivery package, 2022 funded, impact, equitable housing, interactive map, mission
-
.pdf
SBL Update: October 7
11/09/2022
sbl business update recap, rate-lock desk closure, signed applications, pmt, pipeline management tool, tenant-in-common, borrower minimum requirements, tic
-
.pdf
SBL Update: September 23
09/23/2022
multifamily all star, jose barrios, hispanic heritage month, underwriting team, north central, year end deadlines, december 1, december 15, rate lock, 2022 funded
-
.pdf
SBL Update: September 16
09/16/2022
year end deadlines, december 1, december 15, rate lock, 2022 funded, promotions, steve malloy, senior director, production & sales, programmatic exceptions
-
.pdf
SBL Update: September 9
09/09/2022
team promotions, dawson granade, kevin duffy, rob zuccaro, bobby freesmeier, steve mizzare, nathalie pryor, andrew brendes
-
.pdf
SBL Update: September 2
09/02/2022
ian ouwerkerk, svp, promotion, underwriting, analyst workshops, optigo academy, new york, dchr, rent rolls, division of housing and community renewal, optigo happy, support number, contact
-
.pdf
SBL Update: August 19
08/19/2022
guide updates, rent roll, 30 day submission, property management requirements, third-party management, interactive underwriting checklist, dynamic checklist, msia, guide bulletin, new affordability test
-
.pdf
SBL Update: August 5
08/05/2022
affordability test, version 4.8, duty to serve, sbl income and expense comparables, exception request, pmt, pipline management tool, 2022 midyear outlook, optigo analyst workshops
-
.pdf
SBL Update: July 29
07/29/2022
cycle times, august 1-19, underwriting turn times, respond promptly, thorough and complete submissions, 12 business days
-
.pdf
SBL Update: July 22
07/22/2022
optigo analyst workshops, regional workshop, southeast, northeast, tysons corner, new york city, august, duty to serve, climate resiliency, LIHTC program
-
.pdf
SBL Update: July 8
07/08/2022
optigo analyst workshops, central, western, southeast, northeast, Chicago, los angeles, tysons, new york city, july, august
-
.pdf
SBL Update: July 1
07/01/2022
optigo analyst workshops, chicago, los angeles, central, western, july, fraud training, praveen akula, underwriting analyst, impact sponsors
-
.pdf
SBL Update: June 24
06/24/2022
programmatic exceptions, exception 12, insurance escrow collections removed, optigo analyst workshops, central region registration, chicago, application registration process update, pmt, applications deadline, equal credit opportunity act process change, notification update, nyc rent stabilized units, rent increase, derek mccafferty, tyler pritchard
-
.pdf
SBL Update: June 10
06/10/2022
bill woodhouse, central region, 12 day underwriting turn time, optigo analyst workshops, save the dates, your possibilities, our business, impact sponsor award
-
.pdf
SBL Update: May 27
05/27/2022
impact sponsor award, open application, 2022 cohort, underwriting team, jessican cohn, new hire, michael fetchet, western region
-
.pdf
SBL Update: May 20
05/20/2022
updated affordability test, mission percentage, tips & tricks, may, parking and storage income, student concentration, existing freddie mac loans, delegated inspections, sbl prepayment report, sb-deal
-
.pdf
SBL Update: May 13
05/13/2022
new head of multifamily, kevin palmer, steve johnson, interim head of production & sales, underwriting leadership, steve taylor, rick farmer, jessica gonzalez, programmatic exceptions, limited borrower experience, cashout parameters not met, promotions, nathan downey, graham martin, Andrew gillespie, nicole kallstrom
-
.pdf
SBL Update: April 29
04/29/2022
new hires, brandon evans, niousha alavi, education series recap, optigo academy
-
.pdf
SBL Update: April 22
04/22/2022
sbl education series, webinar, cash-out refiance, short-term value creation, fraud, insurance, guide updates, gaurantor requirements, sbl underwriting checklist, tax abatement, exemption analysis, credit risks, no path forward aid, leah more, promotion
-
.pdf
SBL Update: April 15
04/15/2022
sbl education series, webinar, cash-out refinance, short-term value creation, insurance, fraud, new hire, christopher shayan
-
.pdf
SBL Update: April 8
04/08/2022
sbl education series, optigo academy, insurance, fraud, cash-out refinances, short-term value creation, pmt reminder, pipeline management tool, antenna and billboard leases, promotions, new hires, max decker, jesse garrett, amy rokosz, parker bryant, multifactor authentication
-
.pdf
SBL Update: March 25
03/25/2022
megan felch, underwriting manager, promotions, sbl team, new hire, taylor kelly, alisia walker, kyle bowen, spencer wenzloff, karolina eisenhart, amanda patella, diverse borrower certification
-
.pdf
SBL Update: March 11
03/11/2022
tenant advancement, credit building, esusu, credit scores, alex meersman, promotion
-
.pdf
SBL Update: Feb. 18
02/18/2022
bank statement requirement, very small markets, guide bulletin updates, rent registration, dynamic checklist, compliant experience, commercial leases, physical risk reports, non-permitted units, multifamily all star, tyrone purdie, gerard smith
-
.pdf
SBL Update: Feb. 4
02/04/2022
russell dines, director, north central, western region, impact sponsor award, comunidad, sbl investor presentation, sbl credit changes, new york city, new york
-
.pdf
SBL Update: Jan. 28
01/28/2022
marian wasef, sb-deal performance, securitizations, partial b2b submission, inspection scheduling, optigo happy, small talk, dajour young, gpr, nra, gross potential rent, net rentable area
-
.pdf
SBL Update: Jan. 14
01/14/2022
kelly haddigan chou, senior director, promotion, top lenders, dajour young, leasing commissions, nyc property taxes, small talk, catherine tobiasen
-
.pdf
SBL Update: Jan. 7
01/07/2022
holiday calendar, sbl, partial b2b submissions, inspection scheduling, dms, partial upload, alex meersman, western region, small talk, skyler mohr, optigo happy
-
.pdf
SBL Update: December 16
12/22/2022
-
TAH Updates
- .pdf TAH Update 08/07/2023
- .pdf TAH Update 06/15/2023
-
.pdf
TAH Update
05/25/2023
TAH Update sent on May 25, 2023
-
.pdf
TAH Update
03/30/2023
TAH Update sent on March 30 ,2023
- .pdf TAH Update 03/09/2023
- .pdf TAH Update 01/19/2023
- .pdf TAH Update 11/15/2022
- .pdf TAH Update 10/20/2022
- .pdf TAH Update 09/15/2022
- .pdf TAH Update 08/04/2022
- .pdf TAH Update 07/28/2022
- .pdf TAH Update 03/31/2022
- .pdf TAH Update 02/17/2022
- .pdf TAH Update 02/02/2022
-
Tips & Tricks
-
.pdf
April 2023 Tips & Tricks - SBL
03/31/2023
tips & tricks, sbl, small balance loans, pmt, pipeline management tool, portfolio, link loans, inspection scheduling, affordable goals, low income, very low income, march
-
.pdf
May 2022 Tips & Tricks - SBL
05/20/2022
home share, airbnb, screening, litigation, rush request, underwriting, kitchens, zoning compliance, physical risk report
-
.pdf
July 2021 Tips & Tricks - SBL
07/16/2021
loan submission timing, pmt best practices, foreign guarantor, ineligible property examples
-
.pdf
March 2021 Tips & Tricks - SBL
03/26/2021
home share, airbnb, screening, litigation, rush request, underwriting, kitchens, zoning compliance, physical risk report
-
.pdf
January 2021 Tips & Tricks - SBL
01/13/2021
pre-screens, exceptions, pmt, ppp/eidl, sreo, questionnaire, regulatory agreements, single counsel analysis, application fees, app fees, commitment letter, rate hold days, business days, calendar days,, rate hold calculation, discounts, discount requests, exception requests, loan to cost, ltc, new construction, cost breakdown, hard costs, soft costs, construction fees, general contractor fees, construction management fees, value indication, sbl, small balance loans
-
.pdf
December 2020 Tips & Tricks - SBL
12/10/2020
ppp loans, ppp, pre-screen, refinances, pmt, portfolio, sponsor name, borrower name, non-permitted features, preferred equity, mezzanine debt, reverse 1031 exchanges, master lease, mixed-use properties, non-residential, link loans, non-contiguous properties, sbl, small balance loans
-
.pdf
November 2020 Tips & Tricks - SBL
11/13/2020
sponsors, search tool, sponsor search, property searches, pre-screens, exceptions, dsr, debt service reserve, dsr reductions, waivers, replacement reserves, single counsel, SREO, net worth, liquidity, value creation support, cash out refinance, cash-out, sbl refinance analysis, pmt, lost deals, new employees, sbl, small balance loans
-
.pdf
April 2023 Tips & Tricks - SBL
03/31/2023