Guide and Forms
Freddie Mac Multifamily Seller/Servicer Guide (Guide) forms, commonly used underwriting forms, and other forms and documents are listed below. Access the Guide via AllRegs®.
Please note: The use of Guide forms by Optigo® lenders is subject to the terms and conditions of the Purchase Documents, as that term is defined in the Guide.
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Terms of Use and Printing Instructions
Applications
Seller/Servicer Guide
Multifamily Eligibility System
Resources
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Guide Chapters
- .pdf Chapter 1 - Introduction
- .pdf Chapter 2 - General Freddie Mac Policies
- .pdf Chapter 3 - Seller/Servicer Eligibility Requirements
- .pdf Chapter 4 - Suspension or Termination of a Seller/Servicer
- .pdf Chapter 5 - Seller/Servicer Representations and Warranties
- .pdf Chapter 6 - Legal Services for Mortgage Origination and Servicing
- .pdf Chapter 6SBL - SBL Legal Services for Mortgage Origination and Servicing
- .pdf Chapter 7 - Fraud Prevention, Detection and Reporting; Reporting Fraud and Suspicious Activity
- .pdf Chapter 8 - Property Fundamentals
- .pdf Chapter 8SBL - SBL Property Fundamentals
- .pdf Chapter 9 - Borrower/Borrower Principal Fundamentals
- .pdf Chapter 9SBL - SBL Borrower/Borrower Principal Fundamentals
- .pdf Chapter 10 - Fundamentals of Mortgages, Mortgage Origination and Credit Underwriting
- .pdf Chapter 11 - Miscellaneous Fundamentals
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Chapter 12-16: Reserved
These chapters are reserved.
- .pdf Chapter 17 - Originating a Mortgage under the MF Conventional Cash Mortgage Purchase Program
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Chapter 18: Reserved
This chapter is reserved.
- .pdf Chapter 18SBL - Originating an SBL Mortgage
- .pdf Chapter 19 - Originating a Targeted Affordable Housing Cash Mortgage
- .pdf Chapter 19A - Originating a TAH Cash Mortgage under a Forward Commitment
- .pdf Chapter 20 - Originating a Mortgage under the Multifamily Supplemental Mortgage Product
- .pdf Chapter 21 - Originating a Mortgage under the Multifamily Seniors Housing Project
- .pdf Chapter 22 - Originating a Mortgage under the MF Manufactured Housing Community Project
- .pdf Chapter 23 - TAH Underwriting Analysis for Affordability Components
- .pdf Chapter 24 - Freddie Mac Multifamily Green Advantage
- .pdf Chapter 25 - Originating a TAH Tax-Exempt Loan
- .pdf Chapter 25A - Originating a TAH Tax-Exempt Loan under a Forward Commitment
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Chapter 26: Reserved
This chapter is reserved.
- .pdf Chapter 27 - Commitment or Early-Rate Lock Application
- .pdf Chapter 28 - Originating a TAH Bond Credit Enhancement Mortgage
- .pdf Chapter 28A - Originating a TAH BCE Mortgage under a Forward Contract
- .pdf Chapter 29 - Title, Description, Survey and UCC Search
- .pdf Chapter 29SBL - SBL Title, Description, Survey and UCC Search
- .pdf Chapter 30 - Ground Lease Mortgages
- .pdf Chapter 31 - Insurance Requirements
- .pdf Chapter 32 - Final Delivery Requirements
- .pdf Chapter 33 - Warehousing, Secured Advances and Other Secured Lending Arrangements
- .pdf Chapter 34 - Retention of Mortgage File
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Chapter 35: Reserved
This chapter is reserved.
- .pdf Chapter 36 - General Servicing Policies
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Chapter 37: Reserved
This chapter is reserved.
- .pdf Chapter 38 - Servicing Compensation
- .pdf Chapter 39 - Administration of Reserves; Monitoring Repairs
- .pdf Chapter 40 - Assessments and Other Post-purchase Reporting
- .pdf Chapter 41 - Transfers of Ownership
- .pdf Chapter 41SBL - SBL Transfers of Ownership
- .pdf Chapter 42 - Transfers of Servicing
- .pdf Chapter 43 - Specific Servicing Responsibilities
- .pdf Chapter 44 - Delinquency, Default and Loss Mitigation Strategies
- .pdf Chapter 45 - Real Estate Owned
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Chapter 46: Reserved
This chapter is reserved.
- .pdf Chapter 46SBL - SBL Collateral, Repurchase, Loss and Securitization
- .pdf Chapter 47 - Repurchases; Indemnification
- .pdf Chapter 48 - Termination of Servicing
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Chapter 49: Reserved
This chapter is reserved.
- .pdf Chapter 50 - General Accounting and Reporting Requirements
- .pdf Chapter 51 - Prepayments
- .pdf Chapter 52 - Custodial Accounts
- .pdf Chapter 53 - Determining and Remitting Payments
- .pdf Chapter 54 - Accounting and Reporting
- .pdf Chapter 55 - Documentation and Deliveries
- .pdf Chapter 55SBL - SBL Documentation and Deliveries
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Chapter 56-59: Reserved
These chapters are reserved.
- .pdf Chapter 60 - Appraiser and Appraisal Requirements
- .pdf Chapter 61 - Environmental Requirements
- .pdf Chapter 62 - Property Condition Report Requirements
- .pdf Chapter 62SBL - SBL Physical Risk Report Requirements
- .pdf Chapter 63 - Construction Reports
- .pdf Chapter 64 - Seismic Risk Assessment Requirements
- .pdf Chapter 64SBL - SBL Seismic Risk Assessment Requirements
- .pdf Chapter 65 - Green Report Requirements
- .pdf Chapter 66 - Conventional/TAH Physical Risk Report Requirements
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Guide Training Videos
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Introduction to the Guide
12/15/2020
Login/create an Optigo Academy account to view
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3 Ways to Access the Guide
12/15/2020
Login/create an Optigo Academy account to view
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2 Ways to Print the Guide
12/15/2020
Login/create an Optigo Academy account to view
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Introduction to the Guide
12/15/2020
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Numbered Guide Forms
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Form 16M: Multifamily Annual Certification Report
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
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Form 17M: Multifamily Annual Certification Report - Structured Transaction & Tax-Exempt Bond Seller/Servicers
05/13/2022
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
- .pdf Form 104: Loan and Real Estate Owned (REO) Expenses and Income
- .pdf Form 483M: Wire Transfer Authorization 09/14/2023
- .pdf Form 921: Letter of Credit - SBL Certification
- .pdf Form 981M: Transfer of Servicing Agreement
- .pdf Form 987M: Wire Transfer Authorization - Cash Warehouse Delivery
- .pdf Form 988M: Multifamily Certificate of Authorized Representative
- .pdf Form 989M: Multifamily Certificate of Corporate Secretary
- .pdf Form 990M: Certificate of Limited Liability Company Secretary/Authorized Representative
- .pdf Form 996M: Warehouse Lender Release of Security Interest
- .zip Form 1028: Value-Add Monitoring
- .xls Form 1056: Reserves Held in Custodial Accounts 06/15/2023
- .pdf Form 1057A: Letter Agreement for Securities Custodial Account for Tax-exempt Bond Transactions 10/20/2022
- .pdf Form 1057: Letter of Agreement for Servicer's Principal and Interest of P&I Disbursement Clearing Custodial Account 06/15/2023
- .pdf Form 1058: Letter Agreement for Servicer's Reserve Custodial Account 10/20/2022
- .pdf Form 1059: Letter of Agreement for Principal and Interest, or P&I Disbursement Clearing Custodial Account 06/15/2023
- .pdf Form 1060: Letter Agreement for Reserve Custodial Account 10/20/2022
- .pdf Form 1061: Certificate of Incumbency and Authority To Draft Against Custodial Accounts
- .pdf Form 1061A: Certificate of Incumbency and Authority To Draft Against Securities Custodial Accounts
- .pdf Form 1062: Sight Draft
- .pdf Form 1063: Notice Letter - Alternative CE Bond Billing Procedure
- .pdf Form 1064: Authorization for Automatic Transfer of Funds from a Principal and Interest Custodial Account Through the ACH 06/15/2023
- .pdf Form 1065M: Report of IRS Form 1099-A and 1099-C Filings
- .pdf Form 1101: Legal Referral Form
- .zip Form 1102: Seismic Risk Assessment Summary
- .zip Form 1103: Environmental Site Assessment 09/14/2023
- .xls Form 1104: SBL Physical Risk Report 08/17/2023
- .zip Form 1105: Property Condition Assessment 12/15/2022
- .zip Form 1106: Green Report
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.pdf
Form 1107M: Multifamily Seller/Servicer Change Notification
To view this form, download and open the form in Adobe Reader
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.zip
Form 1108: Physical Risk Report
09/14/2023
Use this physical risk report for Conventional and Targeted Affordable Housing Loans
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Form 1110M: Multifamily Annual Certification Report - Servicer Only
05/16/2022
To access these forms, you will need a valid User ID and password for the Multifamily Eligibility System (MES). Contact your system administrator for access to the MES.
- .pdf Form 1114: Certification - Organizational Chart 06/15/2023
- .pdf Form 1115: Borrower Certificate 08/17/2023
- .pdf Form 1115: Key Borrower Principal Certificate 08/17/2023
- .pdf Form 1115SBL: Borrower Certificate – SBL 08/17/2023
- .pdf Form 1115SBL: Key Borrower Principal Certificate – SBL 08/17/2023
- .xls Form 1116: Real Estate Schedule 06/15/2023
- .xls Form 1120: Student Housing Questionnaire
- .pdf Form 1125: Borrower Application for Partial Release or Easement
- .pdf Form 1126: Acknowledgement of Property Improvement Alterations
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Form 1133: Seller/Servicer Certification of Insurance Coverage
To access this form you will need a valid User ID and password for the Insurance Compliance Tool (ICT). Contact your system administrator for access to the ICT.
- .pdf Form 1140: Hazard Loss Notification and Plan 09/14/2023
- .pdf Form 1140-DR: Hazard Loss Disbursement Request 09/14/2023
- .xls Form 1143: Multifamily Principal & Interest Custodial Account Reconciliation Worksheet
- .pdf Form 1144: Verification of Collections
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.pdf
Form 1146: System Administrator Add/Update/Remove Request
To view this form, download and open the form in Adobe Reader
- .pdf Form 1148: System User Verification and Certification
- .pdf Form 1149: System Administrator Verification and Certification
- .pdf Form 1150: Wire Transfer Authorization - Non-Warehoused Mortgage
- .zip Form 1209: Green Retrofits Certification
- .xls Form 5150 - Forward Commitment Monitoring Report
- .pdf Form 6011: Waiver of 50-page Limit for SBL Appraisal
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Form 16M: Multifamily Annual Certification Report
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Checklists and Guide Exhibits
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.xls
Interactive Conventional and TAH Cash UW Checklist
Updated 4/13/23
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.xls
SBL UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.1 Conventional UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.25 TAH - Prescreen Package Checklist
Updated 4/13/23. Prescreen Package for Cash Mortgages and Bond Credit Enhancement Mortgages
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.pdf
Exhibit 1.26 TAH - Cash Mortgage Full UW & Early Rate-Lock Checklist
Updated 8/17/23
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.pdf
Exhibit 1.29 TAH - Bond CE Mortgage - Full UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.30 TAH - Cash Forward Commitment - Full UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.31 TAH - Cash Conversion UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.32 TAH - Bond CE Forward Commitment - UW Checklist
Updated 8/17/23
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.pdf
Exhibit 1.33 TAH - Bond CE Conversion UW Checklist
Updated 8/17/23
- .pdf Exhibit 2 Origination Guidelines for TAH Mortgages
- .pdf Exhibit 5 - Draft Letter of Authorization
- .pdf Exhibit 6 - Interest Calculation Amortization Method - Single Payments
- .pdf Exhibit 7 - Interest Calculation Amortization Method - Multiple Payments
- .pdf Exhibit 8 - Confirmation Request
- .pdf Exhibit 9 - Interest Reimbursement
- .pdf Exhibit 10 - Lender Review, Processing and Consent Fee Schedule
- .pdf Exhibit 11 - Radon Testing and Mitigation Standards
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.xls
Interactive Conventional and TAH Cash UW Checklist
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Forms for Originate and Underwrite
- .xls SBL - Prescreen and Exception Request Form 04/14/2023
- .pdf Geographical Waiver Request
- .pdf Certification Regarding Payment of Fees and Expenses of Freddie Mac's Outside Legal Counsel - TAH
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.pdf
Exception Request - TAH
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.pdf
LIHTC Syndicator Approval Request
- .xls Property Inspection and Lease Audit - SBL
- .pdf 501(c)(3) Compliance Checklist Mortgage Purchase Eligibility - TAH
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Forms for Asset Management
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.pdf
CSO Certification (MHC Tenant Protections)
06/15/2023
For use with MHC Tenant Protection deals with riders dated on or after March 24, 2021
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.doc
COVID-19 DSR Release Request Form
06/04/2021
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.xls
Bond ADS Supplemental Form
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.xls
Unstabilized Property Monitoring Form
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.pdf
Kensington Cap Escrow Adjustment Request
- .pdf Borrower Certification - Completion of Restoration 09/14/2023
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.pdf
Borrower Certification - Completion
09/14/2023
Submit when all property repairs have been completed.
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.pdf
Borrower Certification - Partial Completion
09/14/2023
Submit when some of the property repair items have been completed, but there are still a few items outstanding.
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.pdf
Business Guidance Request - Securitized Loan
Complete and upload to DMS when you want to ask for advice on how to implement the Freddie Mac Multifamily Servicing Standard.
- .pdf CSO Certification (Freddie Mac-Owned Loan)
- .pdf CSO Certification (Securitized Loan)
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.pdf
Easement Request
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.pdf
General Servicing Request
- .pdf Property Management Change Certification
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.pdf
Property Management Change Request
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.pdf
Property Partial Release Request
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.pdf
Release/Extension of Monetary Collateral Request
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.pdf
Repair/Rehab Agreement Extension/Modification Request
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.pdf
Transfer of Ownership/Assumption Request
- .pdf Uniform Supplemental Financing Checklist
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.xls
Co-op Assessment Supplemental Form
- .pdf Counterparty Approval Request
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.xls
Servicer's Proforma
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.pdf
CSO Certification (MHC Tenant Protections)
06/15/2023
- Forms for Purchase and Deliver
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Access Request Forms
- .pdf DMS New User Setup, Reactivation, Modification and Deactivation Form
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.pdf
ICT User Access Request
Use to add/delete user access for the ICT.