Kevin Palmer is the head of Freddie Mac Multifamily, leading all aspects of the division’s efforts to provide stability, liquidity and affordability throughout the rental housing market.

A longtime Freddie Mac veteran, Kevin previously led Portfolio Management for the company’s Single-Family Division, including supervision of Freddie Mac's nearly $3 trillion guarantee book of business including servicing, pricing and analytics, and oversight of its real estate-owned portfolio. He also led Single-Family Credit Risk Transfer (CRT). In his more than 20 years at Freddie Mac, Kevin has held various capital markets and risk management positions.

Kevin holds an MBA in Finance from Virginia Tech and a Bachelor of Arts in Economics from Weber State University.

Bill is the chief financial officer of Freddie Mac Multifamily, responsible for our accounting and financial reporting. Bill and his team partner with corporate and Multifamily stakeholders to provide integrated results and forecasts of our business, collaborate on strategic direction to optimize results, represent our performance in corporate financial statements, and report our progress to the board of directors and corporate senior management. Bill is a certified public accountant and holds the chartered financial analyst designation.

Robert heads the Multifamily Capital Markets team, which includes loan pricing, structuring and securitization activities for all multifamily loan purchases. He is the senior relationship manager with securities investors, credit rating agencies and the broker/dealer community. Additionally, he leads and ensures the strategic alignment between the portfolio management and the research and modeling teams within Multifamily. Robert, a veteran of the commercial mortgage-backed securities industry, has been instrumental in developing new securities structures and capital markets innovations for Freddie Mac Multifamily.

Corey leads our mission-focused policies, initiatives, and strategies to serve underserved markets and communities nationwide and make the rental housing system more equitable. This includes overseeing the division’s regulatory relations and new initiatives processes. He also co-hosts the Freddie Mac Multifamily Podcast with Steve Guggenmos.

Michael oversees all multifamily loan pricing for the capital markets division related to both securitized products and the retained portfolio, which is key to our continued ranking as the leader in multifamily finance and strong financial performance. Michael joined Freddie Mac in 2017 and brings over 15 years of investment experience.

Alex leads the risk distribution and credit group responsible for providing an underwriting bridge between origination and capital markets activities at Freddie Mac Multifamily and for managing the credit policy governing all origination activity. He has helped build a strong credit culture and develop the infrastructure around asset-level due diligence for the K-Deal program from its earliest days. Alex has worked in commercial real estate underwriting, securitization and credit risk management since 2004.

Pamela leads the Special Servicing and Surveillance teams. This includes Asset Resolution & REO, post-closing Borrower Transactions, Guarantor Risk, Valuation & Physical Risk, and Risk Ratings. In addition, her team interacts with primary, master and special servicers and Directing Certificateholders to provide a high level of customer service for borrowers.

Catherine Evans is vice president of Underwriting and Credit for Freddie Mac Multifamily Small Balance Loans, Targeted Affordable Housing, Structured and LIHTC Equity. In this role, Catherine is responsible for the credit nationwide for the four businesses and manages an organization of around 100 team members. Working with the Production team she sets the credit vision for the lines of business and oversees the credit relationships with the Optigo lenders.

Lauren drives the strategy and advancement of our mission, loan offerings and technology. She oversees our Equity in Multifamily housing initiative, our technology modernization, and our marketing/communications efforts, events and training. Lauren and her team also guide the division’s regulatory relations and new initiatives processes.

Jason leads the Multifamily Securitization Group, which is responsible for innovative structures and securitization program efficiencies, the Multifamily loan pipeline, and Multifamily credit risk transfer executions, including K-Deals®, SB-Deals®, ML-Deals, REMICs, and due diligence for Multi PCs® and Structured Credit Risk Notes. He has played a key role in the development of new credit risk transfer products such as SOFR bonds and impact offerings, as well as the newly reengineered Multifamily Structured Credit Risk (MSCR) Notes. Jason has been with Freddie Mac Multifamily since 2013.

Steve leads multifamily related research at Freddie Mac. In this role he performs research related to national and market-specific multifamily conditions. His team supports the multifamily business by developing models and quantitative approaches that determine risk-based capital allocations. The models capture loan level risks and also the benefits of the diversification and structural credit support for pools of multifamily mortgages, supporting the core business strategies of Freddie Mac Multifamily.

As interim head of Production & Sales, Steve manages a nationwide team of Multifamily professionals, overseeing the development and implementation of initiatives that improve the supply, speed and flow of capital nationwide, and addresses the rapidly evolving needs of our Optigo^® lenders and their borrowers.

Steve leads the Western and Central regions for the Conventional Production & Sales business. He works closely with our network of Optigo^® lenders, building relationships and supporting the multifamily market by providing financial solutions through our Conventional loan products. Steve is based in our Irvine, California office and has been with Freddie Mac since 2012.

As Vice President of Operational Risk, Michael leads the first line of defense risk management for financial crimes, privacy and information security, business resiliency, vendor management and compliance with regulatory requirements. Mike and his team establishes the risk direction by aligning the Multifamily Governance Framework with the business operating model. He continually improves governance by understanding the multifaceted drivers that effect risk environment.

Meg leads the Northeast and Southeast regions for the Conventional Production & Sales business. She manages originations and works closely with our Credit & Underwriting teams, Optigo^® lenders and borrowers, bringing stability and liquidity to the multifamily market. Meg has over 20 years of experience in commercial real estate lending.

Carl McLaughlin is responsible for loan servicing operations and loan administration for Multifamily. He joined Freddie Mac as a mortgage purchase analyst in the Single-Family Division in 1999. Over the years, he supported Single-Family Purchase and Acquisition, Single Family Data Quality and Mission/Affordable Housing. He later became an operational risk manager, where he helped manage, and eventually directed, operational risk across various Single-Family and Multifamily operational risk types and internal organizations, identifying risks and controls, measuring and reporting on the risks, monitoring and holding capital for these risks, and establishing sound governance over operational risk. Since 2011, Carl has led the Multifamily division’s servicing of various new loan and securitization offerings and oversees the division’s role of Master Servicer for certain K-Deals^®.

Tim heads the team of multifamily lawyers who support the purchase and securitization of our loans. Tim and his team work directly with our lenders and Borrowers on the contractual terms of new loan purchases. The Legal team also is responsible for ensuring compliance with securities law for our mortgage securities, and they provide strategic counsel to management on business and regulatory matters.

As interim head of multifamily underwriting, Ian oversees the credit and underwriting process across all Multifamily business lines, working with Optigo® lenders, their borrowers and our Production & Sales staff to source a steady flow of high-quality loans to Freddie Mac Multifamily.

Deep leads the Multifamily Business Technology Office, which handles functions across application development, operations, architecture, agile/modern delivery, and technology risk and compliance. The team's core responsibility is to manage applications and critical systems that support the quote, credit, Capital Markets and servicing lines of business.

Erlita and her team are responsible for managing counterparty relationships as they relate to Seller/Servicer applications, scheduled audits, organizational change approvals, annual certifications, counterparty credit risk management and Seller/Servicer terminations, as well as AMO relationship management associated with the servicer network. The Multifamily Seller/Servicer Guide also falls under her purview. Erlita’s group frequently collaborates with Enterprise Risk Management and FHFA about seller/servicer oversight to ensure scorecard objectives and other mission goals are met.

Ling leads our market risk and capital strategy, which includes the management of our Multifamily portfolio strategy, hedging and balance sheet. She also oversees the development and expansion of our Multifamily credit risk transfer executions – supporting our mission to provide continued liquidity to the nation. Ling started at Freddie Mac in 2002.