TAH Express

Resources

• Underwriting Checklist – TAHX (04-08-2019)
• Underwriting Package Submission Template – TAHX (04-25-2018)
• Cash Execution Identifier – TAHX (04-09-2018)
• Underwriting Boiler Plate Language – TAHX (04-09-2018)
• Litigation Analysis Guidance – TAHX (05-01-2018)

Contacts

• Production and Underwriting Contact List (04-01-2018)
• Single Counsel Contact List – TAHX (04-01-2018)

Legal Documents

• TAH Express Seller/Servicer Representations and Warranties (04-01-2018)

Core Borrower Loan Documents

These five core Borrower loan documents will be used to document every TAH Express transaction.

1. Loan Agreement – TAHX (02-14-2020)
2. Note (choose one)
   • Note Fixed Rate – TAHX (05-20-2019)
   • Note Fixed Rate Defeasance – TAHX (05-20-2019)
   • Note ARM – TAHX (02-14-2020)
3. Guaranty – TAHX (05-20-2019)
4. Uniform Covenants – TAHX (05-31-2018)
   This document is part of the Security Instrument for each loan and is used with the appropriate state-specific Security Instrument, which can be found here.
5. Financing Statement Exhibit B – TAHX (04-01-2018)

Additional Borrower Loan Documents

These additional documents or riders to the core Borrower loan documents will be required only if the special circumstances described in the documents apply to your transaction. Check your Commitment to confirm whether any of these documents or riders apply to your transaction.

Rate Cap Agreement is Required

• Rate Cap Agreement and Rate Cap Agreement Reserve Fund Rider to Loan Agreement – TAHX (06-25-2019)

Property is Subject to Subordinate Financing

• Subordinate Financing Rider to Loan Agreement – TAHX (04-01-2018)

Property is Ground Leased

• Ground Lease Mortgage Rider to Loan Agreement – TAHX (5-20-2019)
• Ground Lease Mortgage with Fee Joinder Rider to Security Instrument – TAHX (04-01-2018)
  NOTE: The owner of the land must also execute the Security Instrument.

Property Benefits from a Tax Abatement Program

• Tax Abatement Rider to Loan Agreement – TAHX (05-31-2018)
• Tax Abatement – Borrower to Apply Rider to Loan Agreement – TAHX (05-31-2018)

Property Benefits from a HAP Contract

• HAP Contract Rider to Loan Agreement – TAHX (05-20-2019)
• HAP Payments Reserve Rider to Loan Agreement – TAHX (05-31-2018)
• HAP Contract Rider to Security Instrument – TAHX (04-01-2018)

Property Benefits from Tax Credits

• Tax Credit Properties Rider to Loan Agreement – TAHX (05-20-2019)

Property is Green

• Green Improvements Rider to Loan Agreement – TAHX (04-01-2018) (Coming Soon)
• Green Rebate Rider to Loan Agreement – TAHX (04-01-2018) (Coming Soon)

Borrower May Release an Undeveloped Portion of the Property During the Loan Term

• Release of Unimproved Portion of Mortgaged Property Rider to Loan Agreement – TAHX (04-01-2018)

Guarantor is an Entity

Choose One

• Minimum Net Worth/Liquidity Rider to Guaranty – TAHX (05-20-2019)
• Material Adverse Change Rider to Guaranty – TAHX (05-20-2019)

And

• Guarantor Rider to Loan Agreement – TAHX (05-20-2019)

Loans Between $6M and $10M

• Larger Loan Requirements Rider to Loan Agreement – TAHX (05-31-2018)

Miscellaneous Riders to Loan Agreement

•  
  • Termite or Wood Damaging Insect Control Rider to Loan Agreement – TAHX (04-01-2018)
  • Radon Rider to Loan Agreement – TAHX (05-20-2019)

Other Special Circumstances

Documents for special Borrower or Property circumstances approved by Lender but not listed here will be included in your final loan Commitment.

TAH Express Lender Documents

Assignments

• Assignment of Security Instrument (04-01-2018)
• Omnibus Assignment – TAHX (04-01-2018)

Certifications

• Seller's Certification of Outstanding Items – TAHX (04-01-2018)
• Single Counsel's Certification – TAHX (04-01-2018)

Miscellaneous

• Regulatory Agreement Questionnaire – TAHX (05-20-2019)