green lightbulb

We make it easy to be green! When you save energy and water, you may also qualify for better pricing with our Green Advantage®pdf suite of offerings.

Options include Green Up®, Green Retrofits, Green Certified, or Green Rebate.

Going Green?

Opt for Green Up. When you commit to reducing energy/water consumption by at least 30%, you may get better pricing and more funding to make these enhancements.

Borrowers must be able to reduce whole property energy consumption by at least 15% and reduce either energy and/or water whole property consumption by an additional 15% for a total of 30% reduction in whole property energy and water consumption.

Green Up®

Borrowers who commit to making improvements based on the Green Assessment® and are able to save 30% in energy or water usage with a minimum of 15% from energy get better pricing.

Green Assessment®

Get a Green Assessment, a straight-forward property analysis to show borrowers how they can save energy or water by making property improvements.

We reimburse up to $4,000 of the cost of the report, when Freddie Mac acquires the loan.

We partner with the ENERGYSTAR® and WaterSense programs, which help businesses and individuals save money with energy and water efficiencies.

EPA Water Sense Partner
Energy Star Partner

Data Collection

Green Up loans require borrowers to engage a third-party data collection firm prior to loan origination. Data collection is required for the life of the loan. View the consultant qualifications pdf.

Resources

Already Green?

Green Retrofits

This feature is for properties with energy and/or water efficiency improvements already made — within the current calendar year or the previous two calendar years from when the borrower completes Form 1209: Green Retrofits certification zip.

Green Certified

We give discounted loan pricing for properties with any of the following nine industry-standard green building certifications.

  1. EarthCraft, Greater Atlanta Home Builders Association & South Face
  2. ENERGYSTAR for Multifamily Existing Buildings, High Rise, New Construction, EPA
  3. Green Communities, Enterprise Community Partners
  4. Green Globes, Green Building Initiative
  5. GreenPoint Rated, Build It Green
  6. Leadership in Energy and Environmental Design (LEED), US Green Building Council
  7. National Green Building Standard (NGBS), Home Innovation Research Labs
  8. Passive House Institute US (PHIUS) Certified
  9. Passive House Institute (PHI) Certified

Optigo® lenders should:

  1. Speak to their Freddie Mac representatives.
  2. Select the relevant certification.
  3. Provide evidence of certification as part of the loan submission to receive our best quote.

Green Rebate

Borrowers who do not pursue any other Green Advantage options can receive $5,000 from Freddie Mac for delivering an ENERGYSTAR Score with a Green Rebate pdf

Solar Electric Systems

Freddie Mac's new solar framework establishes clear guidelines that allow for efficient and consistent processing of deals that have or wish to install on-site solar. As part of the framework, we’ve published a comprehensive Solar Analysis to guide Optigo® lenders, their counsel and underwriters through the critical issues related to a solar installation at a multifamily property. View the Solar Fact Sheet.