We posted a new Refinance Test (2021Q4) effective for all new loans, except for Small Balance Loans, starting Monday, January 24.

The implied 10-year forward rate is unchanged at 3.30%. The updated test is as restrictive as last release.

To access the new Refinance Test, visit our Refinance Test and Resources page. 

Please contact your Freddie Mac Multifamily representative with any questions.