Closing the Information and Relationship Gaps

Part of our efforts to improve opportunities for diverse and emerging borrowers include hosting networking opportunities and improving information on how to best engage with us or our Optigo® lenders.

For new or emerging borrowers, find guidance here on how to obtain Freddie Mac Multifamily funding.

Emerging Correspondent Program

Our correspondent relationship program leverages our Optigo lender network to help support smaller lending institutions, such as minority, woman and disabled-owned businesses (MWDOBs), Minority Depository Institutions as identified by the U.S. Federal Deposit Insurance Corporation (MDIs), Community Development Financial Institutions (CDFIs) as certified by the U.S. Department of Treasury, and Small Financial Institutions (SFIs), which are firms with less than $10 billion in total assets that is engaged in the multifamily mortgage business.

Develop the Developer Academy Program

The Develop the Developer Academy provides education and financing opportunities for emerging and traditionally underserved developers, including Black, indigenous, people of color and female developers whose focus is on building wealth in their home communities. The Multifamily curriculum includes 5+-unit buildings in traditionally underserved areas, including those that continue to be impacted by the long-term effects of redlining. Learn more.

SBL Link Loan Expansion

We adjusted Small Balance Loan Link Loan requirements to improve access to financing for 2- to 4-unit non-contiguous multifamily properties.

By extending financing to this corner of the market, we are increasing opportunities for borrowers to grow their portfolio, supporting underserved communities and providing more affordable housing options for renters.

Read the Link Loan Expansion article or download our SBL Term Sheet for more details.

Impact Sponsors

Our Impact Sponsors are borrowers who are implementing meaningful strategies to increase equity, preserve affordability and create opportunity for their tenants, and they are executing with great results.

We open an application process to form a cohort of Impact Sponsors on an annual basis. This initiative creates opportunities for like-minded sponsors to share experiences, explore ideas and meet with the Freddie Mac team. Learn more.

Equity in Multifamily Housing

Our vision is an industry where everyone has opportunities to thrive.