The Affordability Test for Sellers is a self-service tool that makes it easier to identify affordable housing loans. It estimates the number and percentage of specific units per property that meet very low-income (VLI) or low-income (LI) eligibility parameters and also estimates the amount of uncapped and capped unpaid balance (UPB). These parameters are based on a specific county’s area median income (AMI) threshold as determined by the U.S. Department of Housing and Urban Development (HUD).
The following inputs are required for the tool:
Affordability Test (Revised September 11, 2020)
Our interactive Mission Map helps you locate targeted affordable properties across the U.S. and highlights markets with special designations, such as Duty to Serve and opportunity zones.