The Federal Housing Finance Agency (FHFA) has finalized our affordable housing goals for 2025-2027.

Lenders can find the 2025 list of cost-burdened markets, our latest Affordability Test and other affordability resources here. Last month, FHFA announced Freddie Mac's multifamily loan purchase cap will be $73 billion for 2025, with at least 50% of our loan purchases to be “mission-driven.”   

More information on affordable, mission-driven and workforce housing loans that may be exempt from the cap, please see FHFA’s 2025 Appendix A: Multifamily Definitions. 

Similar to 2023-2024, the goals are as follows:

  • Low-Income Goal: 61%
  • Very Low-Income Goal: 12%
  • Low-Income Small (5-50 unit) Subgoal: 2%

We look forward to working alongside our Optigo® lenders in 2025 to fulfill our mission — and to provide more affordable housing for renters nationwide.