Multifamily Podcast


Corey Aber and Sara Hoffmann

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Resident-owned communities (ROCs) are a unique option in the affordable housing market for underserved populations, particularly in rural and non-metro areas. On this episode, Corey Aber and Sara Hoffmann are joined by Paul Bradley, founder of ROC USA, and Deborah Winiewicz, community leader at Halifax Mobile Home Estates Association, a ROC in south Boston. Together, they discuss the history of manufactured housing communities (MHCs), how MHCs and ROCs operate, and the federal or state legislation that facilitates the existence of these communities.

Chapter 1: 00:00 – The origin story of MHCs and ROCs
Chapter 2: 09:39 – The formation of Halifax Mobile Home Estates
Chapter 3: 14:08 – Services provided by ROC USA
Chapter 4: 16:25 – Benefits of ROCs
Chapter 5: 20:55 – Variability in landscape
Chapter 6: 27:42 – Shared equity vs. limited equity
Chapter 7: 34:42 – Challenges and wins from a community member

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This podcast is for informational purposes, and is not advocacy, legal interpretation, nor a statement of policy. Reference to any specific product or entity does not constitute an endorsement or recommendation by Freddie Mac unless explicitly stated. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Freddie Mac employees are those of the employees and do not necessarily reflect the view of Freddie Mac or any of its officials.