The challenges of providing affordable housing are far-reaching and persistent. Freddie Mac's Duty to Serve initiatives help to better understand these affordability challenges, increase rental and homeownership opportunities in historically underserved markets and provide access to safe and affordable housing throughout the nation.

Green improvements, land-use rules, access to high opportunity areas and resiliency efforts are all vital components within this effort. Furthermore, they have a profound impact in communities and properties serving minority and low-to-moderate income renters. In 2021, we released three reports that help shine a spotlight on these important topics.

  • Resiliency Efforts in Affordable Multifamily Housing
    The first paper found that comprehensive and proactive planning is especially important for low-income and minority communities, which are geographically more vulnerable and more at risk of experiencing financial and health impacts brought on by natural disasters. Existing programs and initiatives can provide the foundation for new innovations and collaboration among public and private sector actors to maximize resiliency.

    View the report.

  • 2021 Analysis of Green Improvements in Workforce Housing
    This white paper builds on reports from 2018, 2019 and 2020 by revealing new data on energy and water efficiency improvements in workforce housing achieved under loans purchased through the Freddie Mac Multifamily Green Up® and Green Up Plus® offerings.

    View the report.
    Green Advantage Dataset Overview
    Green Advantage Dataset

  • Zoned Out: What Options do Renters Have to Access High Opportunity Areas?
    This report examines the availability of affordable housing for renters in High Opportunity Areas, which provide residents with access to quality education, employment, health care and transportation. The research examines local land-use rules and access using three different markets as case studies: Chicago, Illinois, Columbus, Ohio and Fairfax County, Virginia.

    View the report.