Debby is our business head, responsible for the success of Freddie Mac Multifamily. She leads a team of over 900 people in the Multifamily line of business, providing liquidity and stability to multifamily mortgage markets, supporting affordable rental housing, and building a sound operating business that has produced consistent economic returns at minimum risk for U.S. taxpayers. Debby is a frequent spokesperson on the condition, challenges and future of multifamily housing in the United States.
Robert heads the Multifamily Capital Markets team, which includes loan pricing, structuring and securitization activities for all multifamily loan purchases. He is the senior relationship manager with securities investors, credit rating agencies and the broker/dealer community. Additionally, he leads and ensures the strategic alignment between the portfolio management and the research and modeling teams within Multifamily. Robert, a veteran of the commercial mortgage-backed securities industry, has been instrumental in developing new securities structures and capital markets innovations for Freddie Mac Multifamily.
Steve's team manages the credit and underwriting process across all Multifamily business lines, working
with approved Lenders, their Borrowers, and our production and sales staff to source a steady
flow of high-quality loans to Freddie Mac Multifamily. Over the years, Steve has played an integral role
in creating process efficiencies, providing new offerings for our customers, and re-orienting the
underwriting model to produce loans for securitization, chiefly through our K-Deal program.
Rich is our main voice in the origination market and defines the customer service culture at Freddie Mac Multifamily. He leads the production and sales teams for all our product lines: Conventional, Small Balance, Targeted Affordable Housing and Seniors Housing. Rich also manages our network of Optigosm lenders, shapes our competitive position in the marketplace, and works directly with lenders and borrowers on individual deals. Rich has worked at Freddie Mac Multifamily since 1988.
Leanne leads a team responsible for the operations of our servicing portfolio, ensuring sound business
management and a responsive experience for customers. Her team manages our loan purchases and funding,
investor reporting and remitting, the cash desk, records and data management, and operational close.
Also within her scope: managing Lender eligibility, performance and audit reviews, and the
Multifamily Seller/Servicer Guide.
Geri oversees the production and sales teams in the Northeast and Southeast regions, including offices in New York City, Atlanta, Arlington, VA, as well as our Florida offices in Ft. Lauderdale and Tampa. Geri first joined us in 2006 and has played a key role in several company initiatives. Geri started with Freddie Mac in 2006.
Bill is the chief financial officer of Freddie Mac Multifamily, responsible for our accounting and financial reporting. Bill and his team partner with corporate and Multifamily stakeholders to provide integrated results and forecasts of our business, represent our performance in corporate financial statements, and report our progress to the board of directors and corporate senior management. Bill is a certified public accountant and holds the chartered financial analyst designation.
Kelli is responsible for overseeing originations across the Western and Central regions. She manages production teams in eight offices located in Los Angeles and Irvine, CA, Seattle, Denver, Chicago, as well as the Austin, Houston and Dallas offices in Texas. She also serves as Freddie Mac’s student housing representative for the Western and Central regions.
Michael oversees all multifamily loan pricing for the capital markets division related to both securitized products and the retained portfolio, which is key to our continued ranking as the leader in multifamily finance and strong financial performance. Michael joined Freddie Mac in 2017 and brings over 15 years of investment experience.
Alex leads the risk distribution and credit group responsible for providing an underwriting bridge between origination and capital markets activities at Freddie Mac Multifamily and for managing the credit policy governing all origination activity. He has helped build a strong credit culture and develop the infrastructure around asset-level due diligence for the K-Deal program from its earliest days. Alex has worked in commercial real estate underwriting, securitization and credit risk management since 2004.
Melissa is the Business Technology Officer responsible for developing and executing the long-term road map and technology strategy for the Multifamily line of business. She also oversees application development and implementation, and maintenance services. Melissa and her team facilitate our continued progress in developing a higher-performing solution delivery, with a primary focus on enabling business results.
Pamela leads the Special Servicing and Surveillance teams. This includes Asset Resolution & REO, post-closing Borrower Transactions, Guarantor Risk, Valuation & Physical Risk, and Risk Ratings. In addition, her team interacts with primary, master and special servicers and Directing Certificateholders to provide a high level of customer service for borrowers.
Catherine leads the underwriting team for the Small Balance Loans business, ensuring our exceptionally high credit standards. She set the strategic vision for her team, focusing on innovation, streamlining processes and deploying new technologies. Catherine has been with Freddie Mac since 2002.
Lauren leads the functions of offerings management, regulatory relations, business communications and customer marketing. Lauren and her team facilitate the development of business strategy, work with our regulator, coordinate how we bring new initiatives to market, and manage our brand, websites, events and training.
Peter oversees several specialty loan offerings in Multifamily including Green Advantage®, Structured Transactions and Large Loans, working with Optigo lenders and their borrowers to create offerings that meet evolving needs. He also directs Production and Sales Operations & Strategy, which includes the Select Sponsor program, while overseeing the OptigoSM network. Peter joined Freddie Mac Multifamily in 1998, after a decade of experience in life company commercial lending and as a Freddie Mac lender.
Steve leads multifamily related research at Freddie Mac. In this role he performs research related to national and market-specific multifamily conditions. His team supports the multifamily business by developing models and quantitative approaches that determine risk-based capital allocations. The models capture loan level risks and also the benefits of the diversification and structural credit support for pools of multifamily mortgages, supporting the core business strategies of Freddie Mac Multifamily.
Steve is our lead for managing the relationships, transactions and deal negotiations for the multifamily affordable housing business. Steve is also the head of production and sales of our Small Balance Loan business, which provides liquidity and stability to the small multifamily rental market — an essential source of our nation’s workforce housing. He oversees the development and implementation of innovations that improve the speed and flow of capital nationwide and address the rapidly evolving needs of borrowers in these spaces.
As Vice President of Operational Risk, Michael leads the first line of defense risk management for financial crimes, privacy and information security, business resiliency, vendor management and compliance with regulatory requirements. Mike and his team establishes the risk direction by aligning the Multifamily Governance Framework with the business operating model. He continually improves governance by understanding the multifaceted drivers that effect risk environment.
Carl is responsible for all loan servicing operations and loan administration. He joined Freddie Mac as a Mortgage Purchase Analyst in the Single Family Division in 2000. Over the years, he supported Single Family Data Quality and Mission/Affordable Housing. He later became an Operational Risk Manager, where he helped manage, and eventually directed, operational risk across various Single Family and Multifamily operational risk types and internal organizations, identifying risks and controls, measuring and reporting on the risks, monitoring and holding capital for these risks, and establishing sound governance over operational risk.
Amanda leads the investor relations team, which markets our multifamily securities platform, including our popular K-Deals, to bond and real estate investors. Amanda joined Freddie Mac in 2012 and has a significant experience in real estate finance, including over 12 years in production and sales.
Tim heads the team of multifamily lawyers who support the purchase and securitization of our loans. Tim and his team work directly with our lenders and Borrowers on the contractual terms of new loan purchases. The Legal team also is responsible for ensuring compliance with securities law for our mortgage securities, and they provide strategic counsel to management on business and regulatory matters.
Ian is the vice president of underwriting for Conventional Loans across our regions, working with lenders and borrowers, and our production and sales staff to ensure the quality of Freddie Mac Multifamily loans. Ian also takes part in overseeing large regional pool transactions across the country, balancing credit risk management and finding innovative solutions for sponsors and lenders.
Victor has been with Freddie Mac for over 25 years and has served in numerous company divisions and roles including Multifamily, Single Family, Investments & Capital Markets, Modeling and Risk Management. Victor moved into the newly created position of Chief Market Risk Officer in 2018 and leads Multifamily’s regulatory capital and internal capital management initiatives as well as market risk management and mitigation activities. Additionally, he oversees functions such as risk measurement, analytics, and provides business strategy recommendations for the evaluation of financial volatility risk, managing portfolio limits, implementing our capital framework and risk appetite. Victor also serves as the Divisional Risk Officer responsible for market risk and model risk.
As the head of specialty products underwriting, Mike focuses on strengthening relationships with lenders and borrowers. Since joining our underwriting management team, Mike has been instrumental in the launch of several vital risk transfer capabilities, including our K-Deal and securitization programs. Mike also helped start our Small Balance Loan program.