2026 Multifamily Loan Purchase Cap

Today, U.S. Federal Housing announced that Freddie Mac’s multifamily loan purchase cap will be $88 billion for 2026, with at least 50% of these purchases designated as mission-driven.
Our affordable housing goals, set bythe U.S. Federal Housing, are unchanged for 2026-2028. Freddie Mac remains committed to fulfilling our mission of providing liquidity, stability and affordability throughout all market cycles. In 2026, we will continue our day-to-day focus on supporting the supply and affordability of rental housing across the country.
Similar to previous years, the goals are as follows:
- Low-Income Goal: 61%
- Very Low-Income Goal: 14%
- Low-Income Small (5-50 unit) Subgoal: 2%
Lenders can find the 2026 list of cost-burdened markets, our latest Affordability Test and other affordability resources here.
We look forward to working closely with our Optigo® lenders and investors to deliver on our market and mission goals. Thank you for your continued partnership!
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