Optigo® Small Balance Loans
Request a quote for a Small Balance Loan from one of our approved Optigo lenders.
The Freddie Mac Difference
We are the leader in multifamily financing. Whether you want to grow your portfolio, improve performance or meet other goals, we can get you there.
Strength
We've funded over $33 billion in small loans, offering the best terms and choice nationwide.
Reliability
We oversee servicing on each loan to ensure you get the attention you deserve.
Commitment
We’re always in the market, ready to provide the financing you need.
Flexible Financing That Fits Your Needs
Choose from fixed- or floating-rate loans with flexible terms that work for you.
Fixed-Rate Loans
Enjoy fixed payments that never change plus the benefits of extended amortization.
- 5-, 7- and 10-year term
- 30-year amortization
Hybrid ARM Loans
Get the lowest rates during an initial fixed-rate term, then periodic adjustments based on SOFR.
- A term of up to 20 years with 5-, 7- or 10-year initial fixed-rate period
- 30-year amortization
Unbeatable Terms
- Non-recourse
- Coupon Pricing
- Up to 80% LTV
- Interest-only available
- Cash-out options
- Declining prepayment
We Make It Fast and Easy
Our straightforward process eliminates headaches and hassles that can slow you down.
1. Quote
Fill out an application with an approved lender. They'll provide a simple coupon quote, which can be locked until closing.
2. Underwrite
Your lender completes due diligence and sends your loan to us for approval. No cookie cutters here; we review each loan and provide creative solutions for unique or complex transactions.
3. Close
Once approved, you sign a commitment letter that outlines terms. Then, set a date to close.
Our Lenders
Arbor has a long-established presence in the small balance loans market, offering personalized service, flexible terms and certainty of execution.
Basis Investment Group brings a focus on women- and minority-owned businesses, their experience brings customer focus to small balance lending.
Berkadia provides a team ready and willing to assist you with getting your first or next property financed quickly and painlessly.
Capital One offers a full range of competitively priced mortgage products for the acquisition, refinancing and rehabilitation of multifamily high-rises and communities.
CBRE brings local market expertise by providing unique solutions for small balance investors through their underwriting, closing and servicing departments.
Community Preservation Cooperation specializes in creating more affordable, sustainable and equitable communities nationwide.
Greystone offers top-notch expertise, allowing for fast and reliable loans while providing competitive rates and fee structures.
Lument provides the personalized treatment that larger investors receive but without the complex documentation and extensive third-party reporting requirements.
Pinnacle offers a streamlined execution for loans that help provide liquidity, stability and certainty of execution to the affordable rental housing market.
ReadyCap specializes in small balance properties, offering a diverse array of loan products with efficient processes and closings.
Regions Real Estate Capital Markets originates loans through a trusted network of brokers who work directly with borrowers.
Walker & Dunlop provides the resources, expertise and insights to seamlessly originate financing for small balance loans.