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June 17, 2020

Affordability Challenges with Carol Galante

Addressing the affordability crisis will require innovations that extend beyond just building more inventory. In this episode, Steve and Corey are joined by Carol Galante, the current faculty director of the Terner Center for Housing Innovation at UC Berkeley, the former commissioner of the FHA, and the former president and CEO of BRIDGE Housing Corporation. Carol shares her perspectives on housing innovations, the Terner Center’s Housing Lab and lessons learned from the last recession.

  • Chapter 1: 0:00 - 10:45 – Background and the Terner Center
  • Chapter 2: 10:45 - 23:30 – The Housing Lab
  • Chapter 3: 23:30 - 33:00 – COVID-19: what does the recovery look like?
  • Chapter 4: 33:30 - end – Lessons learned for the future

Listen to other episodes in the series.


This podcast is for informational purposes, and is not advocacy, legal interpretation, nor a statement of policy. Reference to any specific product or entity does not constitute an endorsement or recommendation by Freddie Mac unless explicitly stated. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Freddie Mac employees are those of the employees and do not necessarily reflect the view of Freddie Mac or any of its officials.

About the Podcast Hosts

Steve Guggenmos

Steve Guggenmos
VP Research & Modeling

Steve leads multifamily research at Freddie Mac. In this role he performs research related to national and market-specific multifamily conditions. His team supports the multifamily business by developing models and quantitative approaches that determine risk-based capital allocations. The models capture loan level risks and also the benefits of the diversification and structural credit support for pools of multifamily mortgages, supporting the core business strategies of Freddie Mac Multifamily.

Corey Aber

Corey Aber
Senior Director of Mission, Policy and Strategy

Corey is the Senior Director of Mission, Policy and Strategy at Freddie Mac Multifamily. In this role, he oversees our Duty to Serve initiatives as well as research and development activities that further our support for affordable housing and underserved markets nationwide.

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