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October 27, 2021

Cost-Burdened and Very Cost-Burdened Renter Markets Defined

The 2022 Lending Cap includes affordability provisions in Appendix A for cost-burdened and very cost-burdened renter markets as defined by FHFA. Please find the 2022 market designations here .

For a multifamily property to be considered “affordable,” the income threshold is 100% of area median income (AMI) for cost-burdened and 120% AMI in very cost-burdened markets. Ensuring affordable rental housing is a mission cornerstone for us and we appreciate your partnership in tackling this persistent challenge together.

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