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We posted a new Refinance Test (2019Q2) effective for all new loans, except for Small Balance Loans, starting Wednesday, September 11. The 2019Q1 Refinance Test will have a grace period up to Wednesday, September 25, after which we'll only accept the 2019Q2 version.
Changes to the Test include market and interest rate data modifications. To more accurately represent refinance risk, the rates multiplier was adjusted which keeps the implied 10-year forward rate in the test at 4.46%. Combined with broader market changes, the updated Test is getting slightly less restrictive than last release.
To access the new Refinance Test, visit our Refinance Test and Resources page. Please contact your Freddie Mac Multifamily representative with any Refinance Test questions.
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July 26, 2021
Multifamily 2021 Midyear Outlook
With improving economic conditions throughout the country, the outlook for the apartment market has improved. Learn more in our report.
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